Terms of Use

By accessing and using the Sylazovixalira website (sylazovixalira.sbs) and our financial services platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and Sylazovixalira, a financial services company operating in Malaysia.

If you do not agree with any part of these terms, you must discontinue use of our platform immediately. Your continued use of our services indicates your acceptance of these terms and any future modifications we may make.

Sylazovixalira provides educational financial services and business leadership programs designed to enhance financial literacy and professional development. Our platform offers learning resources, educational materials, and professional guidance to help users develop their understanding of financial concepts and business leadership principles.

Educational Services Include:

• Financial literacy training and educational content
• Business leadership development programs
• Professional development resources and materials
• Educational webinars and learning sessions
• Access to financial education tools and calculators

We do not provide investment advice, guaranteed returns, or specific financial recommendations. Our services are purely educational and designed to help users develop their own understanding and decision-making capabilities.

As a user of our platform, you agree to use our services responsibly and in accordance with all applicable laws and regulations. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

Prohibited Activities:

• Using our platform for any illegal or unauthorized purpose
• Attempting to gain unauthorized access to our systems or other user accounts
• Distributing malware, viruses, or other harmful code
• Harassing, threatening, or intimidating other users or our staff
• Sharing copyrighted material without proper authorization
• Creating multiple accounts to circumvent restrictions or limitations

We reserve the right to suspend or terminate your access to our platform if you violate these terms or engage in conduct that we deem inappropriate or harmful to our community.

Your privacy is important to us. We collect and process personal information in accordance with our Privacy Policy and applicable data protection laws, including the Personal Data Protection Act 2010 of Malaysia.

We use this information to provide our educational services, communicate with you about your programs, and improve our platform. We do not sell your personal information to third parties and only share it with trusted partners who help us deliver our services.

You have the right to access, correct, or delete your personal information at any time by contacting us through the channels provided below.

All content on our platform, including text, graphics, logos, videos, and educational materials, is the property of Sylazovixalira or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may access and use our educational materials for your personal learning purposes only. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

User-Generated Content:

When you submit content to our platform, such as comments, questions, or feedback, you grant us a non-exclusive license to use, reproduce, and distribute that content in connection with our services. You retain ownership of your content but agree that we may use it to improve our educational programs and platform.

Payment for our educational programs is due at the time of enrollment unless otherwise arranged. We accept various payment methods as indicated on our platform. All fees are quoted in Malaysian Ringgit (MYR) unless otherwise specified.

We offer a satisfaction guarantee for our educational programs. If you are not satisfied with a program within the first 14 days of enrollment, you may request a full refund. Refund requests must be submitted in writing and will be processed within 7-10 business days.

Our educational services are provided "as is" without warranties of any kind, either express or implied. While we strive to provide accurate and up-to-date information, we cannot guarantee that all content is error-free or complete.

We are not responsible for any financial decisions you make based on the educational content provided through our platform. You should always consult with qualified financial professionals before making significant financial decisions.

To the maximum extent permitted by law, Sylazovixalira shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our platform or services, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising from these terms or your use of our services shall not exceed the amount you have paid us for services in the 12 months preceding the claim.

We reserve the right to modify these Terms of Use at any time. When we make changes, we will update the "Last Updated" date at the top of this page and notify you through email or a prominent notice on our platform.

Your continued use of our services after any modifications indicates your acceptance of the updated terms. If you do not agree with the changes, you should discontinue use of our platform.

We encourage you to review these terms periodically to stay informed about your rights and responsibilities as a user of our platform.

These Terms of Use are governed by the laws of Malaysia. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of Malaysia.

Before initiating any legal proceedings, we encourage you to contact us to attempt to resolve any disputes amicably. Many issues can be resolved through direct communication and good faith negotiation.